obama care vote

first of all what specifically in this health carereform bill the good the bad and ugly number one uh... we have it's if this is the uh... congressmanjohn larson i'm quoting is top can't immediate benefits from the belt okay he says the proudest pre-existingconditions exclusions for children and all new plant

so if your kids have a pre-existingcondition they will not be denied that's a great with number two provided media taxesinsurance for uninsured americans or uninsured because of pre-existingcondition through a at temporary high risk pool meaning that if you had a pre-existingcondition you're an adult you at least on a high risk pool yes youhave to pay more but at least you'll get some sort ofcoverage rather no coverage

for the next four years before they getto the point twenty fourteen where they're not allowed to discriminateagainst anybody with a pre-existing condition white is that a win yes now that high risk pool my guess isthe premiums will be through the roof but nonetheless it was you get some sortof coverage appointed with recruiting droppingpeople from coverage when they get sick in uh... all individual plans that sick that's the practice called recisionwhether go out you know we were supposed

to cover you paid all your bills uh... but you didn't tell me you haduh... temples is that so i'm not gonna cover your uh... cancer and that was that terrorize assault'cause they don't really know if you have insurance or not they're getting rid of that and thatstarts immediately so that's great uh... point over four lower seniors prescription drug pricesby begin to close the door michael ever the dog hold

they had medicare won't cover yourprescription drug czar that'll cost that much or because it'son but in the middle uh... you were left to your own deviceswill there be any clothes that don't know now let me pause here to say david from who's a conservative overworked with bush for the speechwriter form is saying look this a huge lost this goes for conserves we played it

all wrong we should have negotiated and sort of say hahaha we're gonna killthis thing and it's going to be old bombers waterloo because you can't ever on do these things height of the american people say no nowe're re-opened after donut hole so that if you have drugs as seniorcitizens have uh... drug needs there in the middle

well we're not recovered you can't goback he said what he would give that topeople you can take it away from them while how are you gonna tell people ayou know what your kids with a pre-existing conditions uh... where to go back to the all system where they're not covered it people or a pal of course you can't goback and if you go down this list these areall the things

that they can't find you he's a conservative what he's basically admitting to you is these the these parts of the bill aresold blood that the american people will never let you undo that so then why were you against that in thefirst place arenella be continued and then i'm gonna get to the bad sidesof the bill

uh... uses uh... represented larson saysaccurately offer tax credits a small business thepurchase coverage yes so all those is in tax credits to givemore insurance a good thing eliminate lifetime limits and restrictannual limits on benefits in all plans uh... again tro they begin to restrict annual limits uh... in the beginning and uh...

ending lifetime limits uh... right away sony hey you know what you get cancer but heyit cost over five thousand dollars are going to stop paying in the middle ofyour uh... coverage because uh... you reachedyour maximum lifetime limit so sad day for you on your own from hereon out what are your insurance and respects is that all right now it's another great part ofthe bill okay these are adding up uh...

requires plastic cover in enrolleesdependent children until the age twenty six so that's another thing that people arevery excited about because then because he had to stay longer rememberat sixty-five medicare takes in any way now you can get at least healthyinsurance for your kids all until twenty six again once people get used to that david fromm agrees they never wanted they're never going towant to give that up uh... and then require new plans coverpreventive services and immunizations

without cost share it's sensible small part of lamb butgood for the plan uh... we don't charge you to dopreventative services so that you don't get sick uh... and it cost us much more down the road sensible uh... continuing sure consumers haveaccessed effective internal and external appeals process

tequila militias plan decisions now here's larry beginning at skeptical so for example if they say hey you knowwhat we think uh... you got a pre-existingcondition where the night you say that women now you can't do thatanymore itself a fine will pay the penalty penalties apparently about a hundredbucks a day now one of the individual milliondollars fair treatment of cancer where bitter bucks a day

for how many days i don't know through this with the regulators arereally important so if you don't have in fact theregulation sister private insurance companies whosejob is to make as much money as possible relative owes you anyway so that's what this appeals process isvery important but i'm a little skeptical here are thedetails process go to work out fine you think those companies will find a way to capturethat appeals process

so that halo that we would have it turnsout think they would be a few of the trust company one in the ship they didnot i study get worried are now last one onperes out was that the list is require premium rebates in policewithout from insurance with high administrative expenditures requirepublic disclosure for the percent of premiums applied tooverhead costs sells complicate what it is as they say hey you know what you gotta spent at least x_ amounteighty percent seventy five percent

of the money you take in from peoplepaying their premiums to spend it on the health care the rest you can use for administrativepurposes marketing paying your exact spent a year bullets if that's they put a reasonable numberon that and they enforce it that could be good but it's kind of putting a giant bandage underlying problem now on the line fromthis

we have a for-profit system in health care insurance benefits for-profit they're gonna looktechnical and i knew you on every one of these issues whether it's the issue of uh... you know pre-existing conditionswhether it's the appeals process or whether it's how much they charge youthey get to keep on their own for the executive salads and further bonuses so that lisa my overall problem with thebill and why think it's a

a little bit of a mission accomplishedwhat when where everybody's go crazy over admitting slavery greatest thing that ever happened wefinally have health care for everybody but the reality is we still have thecancer the cancer is a sure as companies they're trying to make a profit off ofyou like flyer and fire departments uh... that should be their province ofthe government

like the police that should not be they some privateinsurance of the get money didn't have a shirt that god doesn't give a damn healthcare belongs in that category not-so-subtle health care system an excellent doctors about hospitals butinsurance so that if you have a prominent paying apremium you should be covered and what this billhas done is that has put a lot of bandages and i don't want to manage themas i just told you some

martha are great they're not bandits their significantbandages around a lot of these problems but the cancer remains and the reality is tomorrow what if the bill passes you know or theday after the bill passes or the month after the year after these guys can and will

comeback and raise your premiums so the bell is great for people whodon't have health care coverage because it gives subsidies all the way up toeighty thousand dollars families making eighty thousand dollars now those are so many new subsidies andsome people that uh... you know free at coverage all we have two twenty nine thousanddollars so medicaid is also expanded

so more people get covered that israelthat is true that is effective ok but on the other hand for a majority ofamericans your insurance premiums will go up and then when they do they will blame the democrats they won't linda reformed package and idon't blame the reform process entirely six all you see that we should add anyreform at all that's what drove her prices if the insurance companies are smart andthey are

they should raise your premiums right before the next election and they go and the republicans if you see that that day and democrats did this reform and wanted to leave screwed as their bodies an insurance companiesthat get to make that decision and this bill

does not chain any part of this bill that goes tocontain costs in in my estimation is gonna take atleast pain yourself block by that time you know how higher premiums are goingto be look eat why is medicare more popular thanmedicaid think about is really bored medicare'ssenior citizens

medicaid is for the poor right medicare is more popular kisses foreverybody it doesn't matter if you're rich or pooryour middle-class everybody gets medicare you pay until it they get whenyou're up at sixty-five medicaid is not as popular with thegeneral population because it's for poor people so poorpeople need it and it's popular with them for the middle class in the race card or i care about that

that if you set up a bill where the middle-class americansunfortunately or large chunk of the population will say that's good i'm glad they're covered atall but my premium went up that is a politically disastrous situation you set up because they're gonna get angry biganoverturn the good work that you've done

because the bering next step is the most important stuff because right now if you declare missionaccomplished and say hi paul that saddam section down and that's that we win veteran of back rightcuz i smell back in a little all celebration or and everybody said all this is that thisis the greatest thing that's ever happened ano bomb a delivery four

it if if u just do this thing you don't do theother half the savitz ifn and eventually it will beincreased premiums and that was remember thenumber one problem in my estimation a lot of people that summation that we canafford the health care coverage well then people who say no instead ofmaking this bill better with a new look to do in the republican or a calendarthat do this

they'll look to make it worse okay they're gonna make less reform lessregulation more privatize e insurance and you know what we're giving me a private insuranceindustry thirty one million new custom that's a lot of money in their pocket figure if they got money and use it against us i tell you right now

i could be wrong this is not one of those things around put their hammer down and say oh it'sdefinitive there's no question about it there is definitely a question about uh... it might turn out that a lot ofthe people who are optimistic or right and they say look soc purity in medicare all those things we're not going to be getting and weimprove that and maybe found races right then we comeback around only improve the six right

or maybe i'm right and the system isdifferent now it companies politicians are bought and paid for bycorporate america they're not gonna make this better it anything over time they're gonna make it worse and as long as those issues companiescontinue to get more and more money their raise our premiums introduce morewarm what that more more bodyguards at theircharge

and a perfect example of that is whatthey were moved from the bill at the bay area and what was that well remember how they uh... hat their debt diet by senate pushed for thecenter of your member in a no bomb was are very much in favor of it at the coop last-second in sounded too good to betrue and of course it turned out to be in the case

where they said hey you know what it wasgoing to get the decide how much it they can increase our premiums other well if that's the case well thenok then we got a conversation i don't love the way that you do thatbecause it seems like too much of government trying to figure out whatthe right price should be com uncomfortable with that i think thatis a little too much government i would do it another way but hey listen at least that's somethingright where they would be able to say hey you know health and human servicesdecided

that rate increases too hot guess what happened at the end of thebill well as luck would have it that's theone thing they have to take a so in the end you have a problem with action you cannot compete with the drugcompanies their friends are offended twelve years you can import new drugs inand he came in to go see the prices uh... health that care uh... hospitalssome larger hospitals in the country they feel they've got a tremendous whenin fact the stock market uh... showed

that today when by their prices went skyrocketing because they're notgonna have medicare rates apply to them that's part of what they promised bykilling the public option remember obama struck a deal with that particularbubbly option not with insurance companies insurance companies get all these newcustomers and we cannot regulate their rates and we have no other option as to whereto go to get that ensure i am worried

uh... ended if you're celebrating todayif i love you and and i hear you because the deck therepublicans were spent axes and they wanted this to die so badly andat least there are some very good things in this bill i'd get all of that but iwarned you don't celebrate too hard because right now as these are this part of it is any nor miss problemwe have not fix the underlying problem and if we don't fix that next work for aworld of trouble and for for the fed up all of these arenow you'll be there to come by the rest when i come back to this

for a long long time they would say mission accomplished let's move on no until those premiums keep going upand then we'll see what happens